Hail history for your roof: every hail day since the year the roof went on
Exposure is a measurement of the sky over a place across a stretch of time. It is not a finding about a roof, and this page never makes one. What the record can do is state, day by day and with its sources counted, what a roof of that age has been under.
The search reads the record as its publishers release it: local storm reports relayed by National Weather Service offices, the Storm Prediction Center's storm reports, the NCEI Storm Events database, NEXRAD radar hail signatures and MRMS radar hail estimates (MESH), the warning polygons NWS offices issue, and volunteer observer hail reports (CoCoRaHS), each counted as its own independent source. The wind days come from the wind reports in the same record.
On roof age
What published bodies state about roof age, quoted and cited. None of it is a statement about any roof, and none of it is drawn from the search above.
- Service life
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InterNACHI's standard life-expectancy chart puts a 3-tab asphalt shingle roof at about 20 years and an architectural, or dimensional, shingle roof at about 30. The same chart says hot climates drastically reduce asphalt shingle life, that roofs in areas with severe weather such as hail, tornadoes or hurricanes may also experience a shorter-than-normal lifespan, and that actual life depends on local weather conditions, building and design, material quality, and adequate maintenance.
InterNACHI, standard estimated life expectancy chart for homes
- Age and coverage
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The Texas Department of Insurance states that as roofs age, some companies will switch to actual cash value coverage for the roof, and that if a roof is in poor condition a company might not cover the roof at all.
- Condition is underwritten
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The same department states that an insurance company will inspect a roof when you apply for insurance, that they may charge you more or refuse to insure you based on what they see, and that an insurer will not pay for a new roof just because it is old or worn out.
- How a settlement is measured
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The NAIC shopping tool for homeowners insurance, distributed by the Colorado Division of Insurance, states that actual cash value coverage pays minus a deduction reflecting the home's age and wear and tear, that is, depreciation, and often does not pay enough to fully replace or repair the damage, while replacement cost coverage pays to repair or replace with like kind and quality. The same guide tells shoppers to ask whether the policy carries a separate roof deductible.
NAIC, a shopping tool for homeowners insurance (Colorado Division of Insurance)
- Aging under real weather
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How roofs age under actual weather is still being measured. IBHS launched the Roof Aging Farm Program in 2013, an ongoing study exposing real roof systems to diverse climates across the US to understand how time, temperature, and storms affect performance, and it publishes hail impact-resistant shingle ratings.
- Materials and discounts
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The Texas Department of Insurance states that choosing roofing materials less likely to be damaged by wind, hail, or fire may earn an insurance discount.
Where this stops
- Exposure is not damage.
- How much hail fell at an address over the years is a measurement. What it did to a particular roof is a determination this record cannot make.
- Only an inspection determines condition.
- Whether a specific roof is damaged, worn, or serviceable can only be established by a qualified physical inspection, not by this record and not by service-life averages.
- The record does not know your roof.
- It does not know the material, the installation quality, the maintenance history, or the actual age of any roof. Typical service-life figures are guidelines, and their own source says actual life depends on local weather conditions, building and design, material quality, and adequate maintenance.
- Nothing here is insurance, underwriting, or claims advice.
- Whether and how an insurer treats roof age is a matter of the individual policy and the rules of the state it was written in.
Questions this page is asked
Has my roof been hit by hail?
The record can say what fell near the address, and when. Give the year the roof was installed or last replaced and the address, and the page lists every day with hail on the public record within the stated radius from 1 January of that year to today, with how many of those days two or more independent sources carried. Whether any of it reached the roof is a determination the record cannot make.
How do I check the hail history for my roof?
Choose the roof year, type the street address and search. The result is counts and dates: the days with hail, the largest measured on the ground and the largest detected from a grid kept apart, the most recent day, and the days that reached the severe criterion. Each day links to its own page on the record.
What if I do not know when the roof was installed?
Choose "I do not know" and the search runs over the full reach of the record compiled here, and the page says that is the window it searched. A count over an unstated window means nothing, so the window is always stated beside the result.
Does hail exposure mean my roof is damaged?
No. Exposure is a measurement of the sky over a place across a stretch of time. Whether a specific roof is damaged, worn or serviceable can only be established by a qualified physical inspection, not by this record and not by service-life averages, and nothing on the page is insurance, underwriting or claims advice.
The record knows the days. The report places them at the address.
Everything this search returns is the record around a place across the roof's years: which days, how many sources, how large. None of it states what reached one roof.
Run the address and the same archive is searched at the property: the storm, the date, the measured size, the distance and bearing from the roof, and the federal record each figure came from, in a fingerprinted document that states its own method. About a minute.
About this record
Everything here is reproduced from public federal and volunteer weather records, as the agencies and observer networks that publish them released it. Titan Weather compiles the record; it does not observe the weather, and it is not affiliated with any source it cites.
No archive holds everything. Storms cross places where nobody is standing, instruments and spotters cover some areas better than others, sources revise their records, and recent reports can take weeks to arrive and settle. Where this page shows nothing, nothing was found in the sources searched, within the period and area it states. That is not a finding that no weather occurred.
These pages describe the public record near a place or on a date. They do not establish what reached any particular property, and nothing here is insurance, legal or engineering advice.